Your first home, or your next one
We work out what you can borrow, get you pre-approved and stay with you all the way to the keys.
- First home buyers
- Home loans
- Residential purchases
- Pre-approval
Banks talk.
We translate.
First home, refinance or investment. We compare more than 30 lenders, explain every step in plain English and deal with the bank for you.
First home, refinance or investment. 30+ lenders, explained in plain English.
Credit Representative 484551 of Buyers Choice Licencing Pty Ltd, Australian Credit Licence 509484
Bank talk, translated
The bank says
Conditional approval, subject to valuation and final credit assessment.
In plain English
The lender's early yes on how much you can borrow. Go to inspections and auctions knowing your budget. It is not the final approval yet.
The bank says
Maximum LVR of 80% applies, excluding capitalised LMI.
In plain English
Your loan as a share of what the home is worth. Borrow $480,000 on a $600,000 home and your LVR is 80%.
The bank says
Lenders mortgage insurance is payable where the LVR exceeds 80%.
In plain English
A one off cost many lenders charge when your deposit is under 20%. It protects the lender, not you.
The bank says
100% interest offset facility linked to the variable loan account.
In plain English
An everyday account linked to your loan. Keep $20,000 in it on a $500,000 loan and you only pay interest on $480,000.
The bank says
Comparison rate calculated on a secured loan of $150,000 over 25 years.
In plain English
The interest rate with most of the fees rolled in, so two loans are easier to compare than on the headline rate alone.
30+Bank and non-bank lenders on our panel
2019Broking since October that year
Mon to Fri8am to 6pm, Saturdays by appointment
In homeWe come to you, or start by phone
“A client for life is what drives me to exceed your expectations.”
One broker, start to finish.
You deal with Brendon the whole way. We do the legwork with the banks, so you can get on with the house hunt.
-
Just the one bank you already use
A choice of 30+ lenders
Major banks and non-bank lenders, compared for you. Not just the bank you already use.
-
A product sheet and good luck
Advice in writing
A written recommendation for today and the years ahead, with the loan features that keep you flexible.
-
Fill in the forms and wait
We handle the bank
We prepare your application, deal with the lender and manage it through to settlement.
-
Pay extra to use a broker
Same price as going direct
Loans cost the same as going straight to the lender. In many cases we can win extra discounts on rates and fees.
What are you borrowing for?
From your first home to your next car. Tell us the goal and we will find the loan that fits it.
A better deal on the loan you have
We check your loan against the panel and move it if something fits you better. Debts can be rolled in too.
- Refinance
- Debt consolidation
- Cash out
- Rate updates after settlement
Loans for your next property
Investment loans set up around your plans, and the complex cases too.
- Investment loans
- Borrowing power
- Complex scenarios
Cars, equipment and life's big buys
Vehicle finance, and we can source the car for you. Personal and equipment loans as well.
- Vehicle finance
- Car sourcing
- Personal loans
- Equipment loans
Moonee PondsHome loansKensingtonRefinancingAscot ValeInvestment loansAll of AustraliaCar loans
Book a chat with Brendon.
Three quick steps. We will call or text to confirm, and we can come to you.
- Bring your questions, we bring the lender options
- At your home or by phone, whichever suits
- Rather talk now? 0416 258 443
Request sent.
Thanks. Brendon will call or text you to confirm the time. Questions before then? Call 0416 258 443.
25 reviews. Every one five stars.
5.0 from 25 Google reviewsWe recently purchased our first home and couldn’t have done it without Brendon. He guided us through every step, explained everything in simple, easy-to-understand language and answered every question we had along the way. He was patient, thorough, and always made sure we felt confident and informed.
We’re so grateful for his support and highly recommend him to anyone looking for a knowledgeable and genuinely helpful broker.
We recently purchased our first home and couldn’t have done it without Brendon. He guided us through every step, explained everything in simple, easy-to-understand language and answered every question we had along the way. He was patient, thorough, and always made sure we felt confident and informed.
We’re so grateful for his support and highly recommend him to anyone looking for a knowledgeable and genuinely helpful broker.
Kristy 9 months ago
Brendon has just helped my wife and I purchase our first home. He was incredibly informative when it came to all of the new terminology and processes as well as responsive to our many messages.
We are incredibly happy with the outcome of our work with Brendon and highly recommend him for all of your finance needs.
Edward 4 months ago
Brendon provided my partner and me with excellent broker services through our journey to buy our first home. He was very responsive to our questions and concerns, ensuring that we were able to make informed decisions. His caring and supportive nature meant that we were confident to become first home buyers with his assistance.
Julie 7 months ago
Brendon assisted us with refinancing, and the entire process was incredibly smooth and efficient. He did an excellent job of finding us a great rate and guided us through every step, making it a seamless and stress-free experience. Brendon's knowledge, patience, and reliability truly stood out. We couldn't be happier with the service he provided. Thank you, Brendon, for your exceptional work.
Val 2 years ago
We contacted Brendon through a local community social network page as we were embarking on a future house purchase. The right house popped up literally the next day and everything moved at record pace to secure finance and make an offer. Brendon was extremely attentive in these initial weeks making recommendations and assisting with any questions we had. Our loan was complex and Brendon laid it out so we could best understand it. Highly recommend his services.
Scott 2 years ago
Good questions.
Ask anything else when we talk.
Does using a broker cost me more?
No. Loans are provided at the same price you would get going straight to the lender, with no hidden fees. In many cases we can secure extra discounts through how the loan is set up.
Can you come to my place?
Yes. Life gets busy, so we offer in home appointments. Choose "At my home" when you book, or start with a phone call.
Where do you work?
We are based in Ascot Vale and see clients across Moonee Ponds, Kensington and Ascot Vale. We can arrange loans for clients anywhere in Australia.
Can you tell me how much I can borrow?
Yes. We work out your borrowing power and get you pre-approved before you start looking.
What happens after settlement?
We stay your broker. We keep an eye on your rate so it stays competitive, and we are a call away for your next loan.
Just a quick question?
Send it here and Brendon will get back to you.
- Call or text0416 258 443
- Emailbrendon.harbert@buyerschoice.com.au
- Based inAscot Vale VIC 3032
Thanks, we have your question.
Brendon will reply by phone or email.